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FotonCard virtual credit card platform! No KYC required, USDT recharge, unlimited card issuance, both US and Hong Kong cards available!

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FotonCard is a platform that offers a self-service system for creating MasterCard and Visa virtual credit cards, primarily aimed at cross-border e-commerce and advertising. It collaborates with various banks to provide online payment solutions for businesses venturing abroad. The platform features multiple virtual card BINs from locations such as Hong Kong and the USA. To register, users must visit the official website and enter the invitation code 388832. After registration, users need to recharge their account before creating a card, with options including international wire transfers or USDT cryptocurrency. A minimum initial recharge of $125 is recommended, and a $100 deposit is required for new users, refundable after 45 days if certain conditions are met. Once the deposit is paid, users can select their desired card BIN and create a card, paying a nominal fee for card issuance and recharge. The platform includes a merchant query function to help users choose suitable BINs based on past successful transactions. Cards are valid for up to two years and can be recharged or deleted as needed. The service is intended for specific online payment scenarios, and high chargeback or refund rates are prohibited. 24/7 customer support is available for assistance.

FotonCard Virtual Card Opening Platform Introduction#

FotonCard Virtual Card is a self-service opening system for Mastercard Visa virtual credit cards suitable for cross-border e-commerce and advertising marketing purposes. It collaborates with multiple banks and issuing institutions to provide overseas online payment solutions for cross-border enterprises going abroad.
Currently, the following card heads are in operation:

  • Hong Kong 436797 Virtual Card
  • Hong Kong 472593 Virtual Card
  • United States 485932 Virtual Card
  • Singapore 450306 Virtual Card
  • United States 531993 Virtual Card
  • United States 553370 Virtual Card
  • United States 404038 Virtual Card
  • United States 441112 Virtual Card
  • United States 524897 Virtual Card
  • United States 556150 Virtual Card
  • United States 559666 Virtual Card
  • Hong Kong 557271 Virtual Card
  • Hong Kong 222934 Virtual Card
  • Hong Kong 222929 Virtual Card
  • Hong Kong 529587 Virtual Card
  • Hong Kong 538738 Virtual Card
  • United States 428837 Virtual Card
  • United States 540524 Virtual Card
  • Hong Kong 526144 Virtual Card
  • Hong Kong 418122 Virtual Card
  • Hong Kong 471969 Virtual Card
  • United States 556766 Virtual Card
  • United States 556371 Virtual Card
  • United States 559292 Virtual Card

The platform will periodically launch new card segments or delist old card segments. If certain card segments cannot be opened, please contact official customer service to apply for opening permissions.

How to Register an Account?#

Log in to the official website on a computer: https://fotoncard.com/ to register. The registration process requires entering the invitation code [388832] to successfully register.

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Mobile users can scan the following QR code to register:

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Card Opening Operation Steps#

After registering an account, you first need to recharge in order to open a card.

Choose a convenient recharge method, such as:

  • Cross-border e-commerce foreign trade enterprises can use corporate international wire transfer in USD for recharge (requires manual review for account entry, speed is slower)
  • USDT cryptocurrency recharge (usually credited within a few minutes)

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It is recommended to recharge a minimum of $125 for the first time.

To ensure the long-term stability of card segments and avoid being abused by fraudsters, a deposit system has been implemented. New users need to pay a deposit of $100 before they can open a card. After 45 days, if the chargeback rate and refund rate are acceptable, the deposit will be automatically refunded to the account balance. Although this may be somewhat inconvenient, it is a necessary measure, and other platforms have also adopted a deposit system. The deposit payment button can be found on the card opening page.

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Once the deposit is paid, you can normally open a card.

Select the card BIN you need and enter the card opening amount to create the card. The platform will charge a certain fee for opening the card and a recharge fee, which is relatively low in the market.

Use the Merchant Query Function to Help You Choose a Card BIN that Meets Your Business Needs!#

If you are unsure which card head is suitable for your business, you can use the "Confirmed Merchants" function to match payment scenarios.

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For example, if you are doing TikTok advertising, enter the keyword TikTok to find out which card BINs have successful payment records on TikTok in the past. Refer to this query result to choose the corresponding card BIN.

This merchant query function is based on data aggregation from previous users' card payment situations. This query result represents that other users have had successful payment records using a certain card BIN at this merchant. It can assist new users in selecting card BINs. However, due to various factors in the payment process, it does not guarantee that this card BIN will be 100% successful at this merchant. If no data is found, it does not mean that this card BIN is unsuitable for this merchant; it may simply be due to the merchant being relatively niche or obscure, lacking payment records from other users!

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Once the card is successfully created, you will be able to see the card number, expiration date, security code, and other information, allowing you to make online payments.

The card is generally valid for 2 years, during which it can be recharged and used repeatedly. You can recharge at any time, delete the card at any time, view transaction names, view 3DS verification codes, and perform other operations.

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24-hour online customer service is provided (in the upper right corner of the page). If you have any questions, feel free to contact customer service for consultation.

Card Usage Regulations#

  • Only for cross-border e-commerce, Facebook, Google, TikTok advertising, marketing tool subscriptions, and other overseas online payment scenarios.
  • High chargeback rates and high refund rates are strictly prohibited.
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